Seaworthy Therapy FAQs for Online and In Person Sessions

I accept private pay clients and have set fees per session

• $0 Initial 15 minute phone consultation

• $185 per session

• OON (out of network) benefits support - If you have a PPO or another plan with out-of-network mental health benefits, I am happy to provide a superbill that you can submit to your insurance company for potential reimbursement.

A Note On Insurance: At Seaworthy we believe therapy should be shaped around you—not an insurance company’s requirements. As a private-pay practice, I’m able to tailor your care to your unique needs, goals, and pace, drawing from my specialized training and evidence-based approaches.

Private pay also offers greater privacy and keeps our work focused on what is most meaningful to you, rather than what insurance will authorize.

If you are curious about out of network reimbursements - I recommend contacting your insurance provider to understand your specific out-of-network coverage.

You can reach me anytime via our contact page or email. I aim to respond within 24-48 hrs. I will set up a time to talk with you for a consult to make sure we are a great fit. The next steps after the call is to set up your client portal, set up insurance or payment (whatever structure fits you), and finalize scheduling sessions. You will receive client access to your portal for all necessary documents before we formally begin. Then we jump in to treatment, first with an initial diagnostic and intake session, where we set goals, identify your areas of need and develop a specialized treatment plan.

I aim to make therapy supportive and accessible to others, and I often receive client referrals through word of mouth. You can pass along my email - megan@seaworthytherapy.com , phone 619-880-0032 , or direct them to my website and I would be happy to support them. Because I always protect my clients privacy, I never disclose any referred clients, although I really appreciate your referrals to continue to support others doing what I love.

Surf therapy is a modality that utilizes the ocean, nature, and person-in-environment (P.I.E.) to heal the body and mind through somatic connection. What sessions look like are one-on-one private surf therapy space located in Encinitas with Megan Koraly, LCSW (aka me) as your guide. The sessions are two hours and consist of intention setting, skill building, empowerment, and connection to move through blocks, heal, and gain clarity, all while playing in the ocean.

For more information check out the services link here >

I provide the board, the materials, the support. You bring yourself, a level of comfortability/safety to swim in the ocean/navigate surfing safely - and your curiosity on how this guided experience can change you.